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Bay County, FL · Sold

FL-758187

3520 County Road 3

$1,104,200
$6,518/ac · 169 ac
Acreage169 ac
Price per acre$6,518/ac
ZoningResidential
Road accessDirt
UtilitiesPower at road
TopographySloped
ListedJul 20, 2026
Coordinates30.1745, -85.5017
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County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Bay County, Florida. Rural interior counties absorbing metro overflow; the country's hottest lot market.

View Bay market data →

Step 1 · Is this a deal?

Due diligence

2 items to verify before you offer.

Risk index
26
Low risk
Wetlands4.4% of tract

Little to no mapped wetland coverage.

Average slope26.6%

Steep ground — expect meaningful site work to build.

Flood zoneX

Outside the mapped floodplain.

Legal accessDeeded frontage

2,498 ft of deeded road frontage.

Power56 ft away

Power at or near the road.

Buildable area97.17 of 169.41 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate
$1,148,393
$826,843$1,469,943 · $6,779/ac on 169 ac
Asking vs estimate
-3.8%
In line with the comp set

Weighted from 8 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $1,104,200
Maximum allowable offer
$656,225
$3,874/ac · +30.0% target margin

You need $447,975 off asking to hit this margin.

All-in cost$712,004
Net resale$1,056,522
Projected profit$344,518
ROI+48.4%
Annualized+69.2%
Break-even resale$4,568/ac
Profit if resale lands off target
-20%
$133,213
-10%
$238,865
0%
$344,518
+10%
$450,170
+20%
$555,822
Comparable sales8 matches
ParcelAcresSoldPrice$/acAdj $/acDistMatch
FL-438476
Paved · Power at road
208.9Jul 27, 2026$2,996,40014,34611,1025.2 mi
88
FL-548161
Dirt · Off grid
166.3Jul 27, 2026$622,8003,7464,3956.4 mi
87
FL-398845
Gravel · Power at road
272.9May 11, 2025$1,535,2005,6265,8255.1 mi
75
FL-806941
Dirt · Power at road
68.7Jul 27, 2026$465,3006,7725,4208.5 mi
75
FL-367744
Gravel · Power at road
122.9Nov 29, 2024$1,202,0009,7798,2805.4 mi
71
FL-529189
Dirt · Off grid
350.1Jun 26, 2025$1,064,4003,0404,6074.4 mi
69
FL-969681
Dirt · Full utilities
500.0Nov 7, 2025$2,237,8004,4765,1782.7 mi
68
FL-939299
Paved · Power at road
379.1Nov 10, 2024$3,551,0009,3669,2277.0 mi
63
Show adjustment detail for the top comp
  • Tract size (208.87 ac → 169.41 ac)+5.9%
  • Access (Paved → Dirt)-27.1%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.