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Clay County, MN · Sold

MN-297664

3528 County Road 264

$553,100
$3,301/ac · 168 ac
Acreage168 ac
Price per acre$3,301/ac
ZoningUnzoned
Road accessDirt
UtilitiesPower at road
TopographySloped
ListedFeb 10, 2026
Coordinates46.9897, -96.5967
Loading terrain…
County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Clay County, Minnesota. Lake country cabin lots north, prime tillable ground south.

View Clay market data →

Step 1 · Is this a deal?

Due diligence

2 items to verify before you offer.

Risk index
13
Low risk
Wetlands4.3% of tract

Little to no mapped wetland coverage.

Average slope13.1%

Rolling to steep in places; pad prep likely.

Flood zoneX

Outside the mapped floodplain.

Legal accessDeeded frontage

1,305 ft of deeded road frontage.

Power129 ft away

Power at or near the road.

Buildable area128.27 of 167.54 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate
$716,491
$612,435$820,548 · $4,277/ac on 168 ac
Asking vs estimate
-22.8%
Priced below the comp set

Weighted from 5 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $553,100
Maximum allowable offer
$409,424
$2,444/ac · +30.0% target margin

You need $143,676 off asking to hit this margin.

All-in cost$444,225
Net resale$659,172
Projected profit$214,947
ROI+48.4%
Annualized+69.2%
Break-even resale$2,882/ac
Profit if resale lands off target
-20%
$83,113
-10%
$149,030
0%
$214,947
+10%
$280,864
+20%
$346,781
Comparable sales5 matches
ParcelAcresSoldPrice$/acAdj $/acDistMatch
MN-637234
Dirt · Full utilities
122.7May 25, 2026$584,2004,7623,6284.2 mi
87
MN-878196
Landlocked · Full utilities
246.3Jul 27, 2026$779,5003,1653,6616.3 mi
83
MN-347574
Landlocked · Off grid
157.0Oct 1, 2024$511,3003,2585,13715.4 mi
67
MN-288545
Landlocked · Power at road
317.2May 9, 2024$863,8002,7244,51913.2 mi
64
MN-206581
Paved · Power at road
76.5Jan 16, 2025$578,3007,5644,82310.9 mi
62
Show adjustment detail for the top comp
  • Tract size (122.69 ac → 167.54 ac)-7.9%
  • Utilities (Full utilities → Power at road)-18.0%
  • Market time (3 mo)+0.9%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.