Saginaw County, MI · Sold

MI-458680

4610 County Road 64

$973,600

$3,016/ac · 323 ac

Offer report Market this tract

Acreage323 ac

Price per acre$3,016/ac

ZoningResidential

Road accessGravel

UtilitiesOff grid

TopographyFlat

ListedNov 23, 2023

Coordinates43.2718, -84.0588

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County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Saginaw County, Michigan. Northern Lower Peninsula recreational parcels and inland lake frontage.

View Saginaw market data →

Step 1 · Is this a deal?

Due diligence

4 items to verify before you offer.

Risk index

Low risk

Wetlands26.0% of tract

Partial wetlands. Verify the delineated build envelope.

Average slope3.4%

Gentle grade, straightforward to develop.

Flood zoneA

Inside the 100-year floodplain — insurance and elevation apply.

Legal accessDeeded frontage

4,553 ft of deeded road frontage.

Power1,734 ft away

Service extension needed; get a utility quote.

Buildable area226.96 of 322.84 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate

$849,805

$642,090 – $1,057,520 · $2,632/ac on 323 ac

Asking vs estimate

+14.6%

Priced above the comp set

Weighted from 7 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $973,600

Acres

Resale ($/ac)

Target margin (%)

Hold (months)

Closing (%)

Carry (%/yr)

Selling costs (%)

Your offer

Maximum allowable offer

$485,603

$1,504/ac · +30.0% target margin

You need $487,997 off asking to hit this margin.

All-in cost$526,879

Net resale$781,821

Projected profit$254,941

ROI+48.4%

Annualized+69.2%

Break-even resale$1,774/ac

Profit if resale lands off target

-20%

$98,577

-10%

$176,759

$254,941

+10%

$333,123

+20%

$411,306

Comparable sales7 matches

Parcel	Acres	Sold	Price	$/ac	Adj $/ac	Dist	Match
MI-329658 Dirt · Off grid	655.7	Jul 27, 2026	$915,400	1,396	2,012	2.7 mi	78
MI-617998 Landlocked · Off grid	197.0	Mar 29, 2026	$252,500	1,282	1,663	3.5 mi	77
MI-587441 Gravel · Power at road	131.6	Jan 23, 2026	$603,900	4,589	3,110	2.0 mi	77
MI-908108 Gravel · Full utilities	213.3	Dec 14, 2025	$1,099,600	5,155	3,278	5.0 mi	76
MI-128386 Paved · Off grid	260.9	Jan 16, 2025	$881,000	3,377	2,869	9.3 mi	71
MI-697966 Gravel · Off grid	192.5	Sep 9, 2024	$701,800	3,646	3,401	5.4 mi	70
MI-967517 Gravel · Off grid	139.0	Sep 6, 2024	$347,400	2,499	2,136	3.9 mi	67

Show adjustment detail for the top comp

Tract size (655.66 ac → 322.84 ac)+23.7%
Access (Dirt → Gravel)+16.3%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.

Build the listing kit Post a deal or JV