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Stearns County, MN · Sold

MN-109724

4490 County Road 282

$1,552,000
$2,083/ac · 745 ac
Acreage745 ac
Price per acre$2,083/ac
ZoningAgricultural
Road accessGravel
UtilitiesOff grid
TopographyFlat
ListedAug 30, 2025
Coordinates45.6519, -94.5336
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County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Stearns County, Minnesota. Lake country cabin lots north, prime tillable ground south.

View Stearns market data →

Step 1 · Is this a deal?

Due diligence

4 items to verify before you offer.

Risk index
35
Moderate risk
Wetlands26.4% of tract

Partial wetlands. Verify the delineated build envelope.

Average slope2.6%

Gentle grade, straightforward to develop.

Flood zoneA

Inside the 100-year floodplain — insurance and elevation apply.

Legal accessDeeded frontage

4,983 ft of deeded road frontage.

Power12,402 ft away

A long utility run — price in solar/off-grid instead.

Buildable area520.97 of 745.09 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate
$1,469,160
$1,079,417$1,858,903 · $1,972/ac on 745 ac
Asking vs estimate
+5.6%
Priced above the comp set

Weighted from 5 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $1,552,000
Maximum allowable offer
$839,520
$1,127/ac · +30.0% target margin

You need $712,480 off asking to hit this margin.

All-in cost$910,879
Net resale$1,351,627
Projected profit$440,748
ROI+48.4%
Annualized+69.2%
Break-even resale$1,329/ac
Profit if resale lands off target
-20%
$170,423
-10%
$305,585
0%
$440,748
+10%
$575,911
+20%
$711,073
Comparable sales5 matches
ParcelAcresSoldPrice$/acAdj $/acDistMatch
MN-879240
Dirt · Power at road
524.7Dec 9, 2025$753,8001,4371,3128.0 mi
77
MN-828833
Gravel · Full utilities
390.7Mar 11, 2026$1,495,3003,8272,2325.6 mi
74
MN-329557
Landlocked · Off grid
660.2Apr 15, 2024$1,185,0001,7952,7935.6 mi
72
MN-418906
Gravel · Off grid
412.0Apr 1, 2024$728,1001,7671,62413.0 mi
63
MN-318181
Landlocked · Power at road
243.7Dec 26, 2025$496,5002,0381,8749.7 mi
62
Show adjustment detail for the top comp
  • Tract size (524.73 ac → 745.09 ac)-10.2%
  • Access (Dirt → Gravel)+16.3%
  • Utilities (Power at road → Off grid)-15.0%
  • Market time (8 mo)+2.9%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.