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Clay County, KY · Sold

KY-625019

3869 County Road 331

$94,500
$4,530/ac · 20.86 ac
Acreage20.86 ac
Price per acre$4,530/ac
ZoningAgricultural
Road accessGravel
UtilitiesOff grid
TopographySloped
ListedApr 26, 2026
Coordinates37.1405, -83.6962
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County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Clay County, Kentucky. Cave country and Appalachian hunting tracts with cheap owner financing.

View Clay market data →

Step 1 · Is this a deal?

Due diligence

4 items to verify before you offer.

Risk index
35
Moderate risk
Wetlands1.6% of tract

Little to no mapped wetland coverage.

Average slope31.4%

Steep ground — expect meaningful site work to build.

Flood zoneX

Outside the mapped floodplain.

Legal accessRecorded easement

Access by easement; pull and read the recorded document.

Power964 ft away

Service extension needed; get a utility quote.

Buildable area12.32 of 20.86 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate
$104,676
$79,119$130,234 · $5,018/ac on 20.86 ac
Asking vs estimate
-9.7%
Priced below the comp set

Weighted from 10 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $94,500
Maximum allowable offer
$59,815
$2,867/ac · +30.0% target margin

You need $34,685 off asking to hit this margin.

All-in cost$64,899
Net resale$96,302
Projected profit$31,403
ROI+48.4%
Annualized+69.3%
Break-even resale$3,382/ac
Profit if resale lands off target
-20%
$12,143
-10%
$21,773
0%
$31,403
+10%
$41,033
+20%
$50,664
Comparable sales10 matches
ParcelAcresSoldPrice$/acAdj $/acDistMatch
KY-685258
Dirt · Power at road
24.8Feb 19, 2026$124,5005,0205,1856.0 mi
83
KY-464379
Gravel · Power at road
13.1Jul 3, 2026$77,5005,9084,7872.7 mi
82
KY-955410
Gravel · Off grid
27.7Oct 1, 2023$161,3005,8226,7945.7 mi
75
KY-836081
Dirt · Off grid
45.0Jun 27, 2026$137,9003,0634,0574.9 mi
75
KY-465108
Dirt · Power at road
22.3May 1, 2025$94,2004,2344,4507.4 mi
74
KY-605124
Paved · Power at road
22.5Oct 18, 2024$189,1008,4016,5827.1 mi
72
KY-474757
Landlocked · Power at road
17.3Mar 9, 2025$56,8003,2904,2597.8 mi
71
KY-915353
Landlocked · Power at road
26.6May 29, 2024$130,1004,8966,9227.0 mi
67
KY-503617
Paved · Full utilities
7.6Apr 12, 2026$49,5006,5453,5586.2 mi
67
KY-566438
Gravel · Power at road
58.3Sep 8, 2025$192,2003,2953,4734.7 mi
66
Show adjustment detail for the top comp
  • Tract size (24.81 ac → 20.86 ac)+2.4%
  • Access (Dirt → Gravel)+16.3%
  • Utilities (Power at road → Off grid)-15.0%
  • Market time (6 mo)+2.0%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.