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Rutherford County, TN · Sold

TN-204991

3620 County Road 3

$78,400
$4,217/ac · 18.59 ac
Acreage18.59 ac
Price per acre$4,217/ac
ZoningRecreational
Road accessDirt
UtilitiesOff grid
TopographyFlat
ListedNov 3, 2025
Coordinates35.8933, -86.3776
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County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

Rutherford County, Tennessee. Cumberland Plateau and Middle Tennessee tracts; retirees and cabin builders.

View Rutherford market data →

Step 1 · Is this a deal?

Due diligence

5 items to verify before you offer.

Risk index
56
High risk
Wetlands39.9% of tract

Heavy wetland coverage — assume a delineation and permitting delay.

Average slope3.7%

Gentle grade, straightforward to develop.

Flood zoneAE

Inside the 100-year floodplain — insurance and elevation apply.

Legal accessRecorded easement

Access by easement; pull and read the recorded document.

Power13,858 ft away

A long utility run — price in solar/off-grid instead.

Buildable area10.61 of 18.59 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate
$92,684
$73,306$112,062 · $4,986/ac on 18.59 ac
Asking vs estimate
-15.4%
Priced below the comp set

Weighted from 10 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $78,400
Maximum allowable offer
$52,962
$2,849/ac · +30.0% target margin

You need $25,438 off asking to hit this margin.

All-in cost$57,464
Net resale$85,269
Projected profit$27,805
ROI+48.4%
Annualized+69.3%
Break-even resale$3,360/ac
Profit if resale lands off target
-20%
$10,752
-10%
$19,278
0%
$27,805
+10%
$36,332
+20%
$44,859
Comparable sales10 matches
ParcelAcresSoldPrice$/acAdj $/acDistMatch
TN-315558
Dirt · Full utilities
28.0Jul 27, 2026$215,7007,6955,6874.3 mi
87
TN-904853
Landlocked · Off grid
16.8May 28, 2026$66,2003,9374,9658.0 mi
83
TN-114655
Dirt · Full utilities
14.6Mar 20, 2026$80,5005,5273,8105.8 mi
80
TN-626131
Gravel · Off grid
42.5Jul 27, 2026$220,7005,2005,0939.3 mi
77
TN-665246
Dirt · Power at road
22.4Mar 2, 2025$182,8008,1747,5525.0 mi
76
TN-985563
Dirt · Off grid
28.1Jul 22, 2024$98,6003,5054,0346.6 mi
74
TN-576669
Gravel · Power at road
62.7Jul 27, 2026$360,4005,7505,1794.3 mi
70
TN-783564
Dirt · Full utilities
6.6Feb 11, 2025$46,4007,0174,7483.0 mi
65
TN-806192
Paved · Power at road
44.4Nov 11, 2023$228,0005,1394,0715.5 mi
63
TN-233933
Gravel · Power at road
8.6Sep 28, 2024$51,8005,9964,3953.8 mi
63
Show adjustment detail for the top comp
  • Tract size (28.03 ac → 18.59 ac)+5.8%
  • Utilities (Full utilities → Off grid)-30.3%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.