St. Mary's County, MD · Sold

MD-657514

5531 County Road 181

$1,248,900

$18,006/ac · 69.36 ac

Offer report Market this tract

Acreage69.36 ac

Price per acre$18,006/ac

ZoningUnzoned

Road accessPaved

UtilitiesPower at road

TopographyFlat

ListedJun 18, 2025

Coordinates38.2522, -76.5298

Loading terrain…

County GIS boundary

We do not yet have an active public ArcGIS connection for this county. Use the official source link to verify the parcel boundary and flood/zoning layers.

County market

St. Mary's County, Maryland. Eastern Shore farmland and preservation-easement tracts.

View St. Mary's market data →

Step 1 · Is this a deal?

Due diligence

3 items to verify before you offer.

Risk index

Moderate risk

Wetlands47.2% of tract

Heavy wetland coverage — assume a delineation and permitting delay.

Average slope1.4%

Gentle grade, straightforward to develop.

Flood zoneAE

Inside the 100-year floodplain — insurance and elevation apply.

Legal accessDeeded frontage

1,556 ft of deeded road frontage.

Power211 ft away

Power at or near the road.

Buildable area34.79 of 69.36 ac

Net of wetlands and slope constraints.

Step 2 · Where do the numbers land?

Adjusted value estimate

$1,113,075

$932,001 – $1,294,150 · $16,048/ac on 69.36 ac

Asking vs estimate

+12.2%

Priced above the comp set

Weighted from 10 recorded sales, adjusted for tract size, access, utilities and time since sale. Range width reflects dispersion across the comp set.

AI deal brief

Comps, diligence flags, an offer number and what to ask the seller.

Offer calculatorAsking $1,248,900

Acres

Resale ($/ac)

Target margin (%)

Hold (months)

Closing (%)

Carry (%/yr)

Selling costs (%)

Your offer

Maximum allowable offer

$636,043

$9,170/ac · +30.0% target margin

You need $612,857 off asking to hit this margin.

All-in cost$690,107

Net resale$1,024,029

Projected profit$333,923

ROI+48.4%

Annualized+69.2%

Break-even resale$10,815/ac

Profit if resale lands off target

-20%

$129,117

-10%

$231,520

$333,923

+10%

$436,326

+20%

$538,729

Comparable sales10 matches

Parcel	Acres	Sold	Price	$/ac	Adj $/ac	Dist	Match
MD-298108 Paved · Full utilities	106.7	Jul 27, 2026	$1,520,600	14,256	12,969	5.9 mi	80
MD-678124 Gravel · Full utilities	107.9	Nov 26, 2025	$1,662,300	15,406	17,048	5.9 mi	76
MD-316813 Gravel · Off grid	41.7	May 17, 2026	$492,500	11,799	14,912	4.5 mi	76
MD-647716 Gravel · Off grid	80.3	Oct 26, 2025	$1,002,100	12,481	18,519	7.9 mi	75
MD-748251 Landlocked · Power at road	118.3	Nov 4, 2025	$727,300	6,148	12,523	8.3 mi	75
MD-716593 Gravel · Off grid	35.6	Jul 27, 2026	$493,200	13,859	16,883	5.2 mi	75
MD-768466 Gravel · Off grid	138.2	Feb 15, 2026	$1,624,500	11,752	19,711	5.1 mi	70
MD-256546 Gravel · Off grid	34.4	Jan 27, 2026	$372,800	10,837	13,397	4.3 mi	70
MD-238967 Dirt · Full utilities	198.7	Jul 27, 2026	$2,707,800	13,625	20,054	6.8 mi	70
MD-538927 Gravel · Off grid	193.1	Jul 27, 2026	$1,599,800	8,287	14,935	6.4 mi	70

Show adjustment detail for the top comp

Tract size (106.66 ac → 69.36 ac)+10.7%
Utilities (Full utilities → Power at road)-18.0%

Step 3 · Market it

Turn this underwriting into a listing

Generate a comp-priced headline, listing description, land-group post and cash-buyer email for this tract — then post it to the investor marketplace.

Build the listing kit Post a deal or JV